5 Risks you don't want to take when travelling

5 Risks you don’t want to take when travelling

Rebekah LIM

20 Apr 2015

updated the 6 October 2015 à 23:08

1/5
Risk of an adventure gone awry
For all you adventure lovers out there, you know the thrill is in the risk that you’re taking. Being in a foreign land makes us more daring to try something out of our comfort zones like skiing, scuba diving and bungee jumping. Knowing that you’re properly insured may give you more confidence to go ahead and bounce around with the other travellers!
2/5
Risk of travel delays
You’re at the check-in counter and all set to get on the plane and experience the sights and sounds of Paris, but wait, what’s this? There will be a travel delay, says the airline staff. What a mood dampener! While these delays due to weather or aircraft conditions are mostly out of anyone’s control, travel insurance eases the sting a little by reimbursing you for the hours that you have lost.
3/5
Risk of baggage disappearance/ delay
This is any traveller’s worst nightmare! Arriving at a foreign airport to find that your checked-in luggage did not make it is as good as coming empty-handed. Stranded without your clothes, your toiletries, and what about that (expensive) pair of Louboutins that you were planning to bust out on a night around town? Travel insurance will ensure that you get compensation for the loss of your checked-in belongings when they have been delayed, misdirected or misplaced by any transport operator.
4/5
Risk of unforeseen medical expenses
On the third day of your trip, you come down with a fever and unexpectedly fall sick. You go to see a doctor at a local clinic and the bill comes up as a horrifying figure. Coming prepared with travel insurance will enable you to claim the cost of your medical expenses overseas.
5/5
Risk of a cancelled/ interrupted trip
If you have booked a luxury ‘Around Europe in 30 Days’ guided tour, the last thing you want is having to cancel the trip. However, health conditions can be the most unpredictable, whether it be yourself or your loved ones at home. Accidents on the road could also force you to have to forgo the rest of your tour. It can add to more disappointment when all that money paid up-front goes to naught.

Packing for your next holiday? Visa, check. Passport, check. Earplugs, check. Insurance? Find out why this should also be an essential item on your travel checklist.

Travelling to a foreign land is undoubtedly full of surprises and adventure, and this is what makes the experience fun and unique. Especially if you’re an anti-tourist, the more likely you will seek out routes that are off the beaten path. However, when these surprises turn out to be the negative sort, the stress can cause the trip to quickly degenerate into a full-blown nightmare. Travelling with insurance will definitely help to minimise the considerable financial risks that can be incurred by unexpected encounters.

Whether you’re skydiving in Switzerland, jumping into swimming holes in Mexico, or hiking your way up the Himalayas, you know safety is never a hundred percent guaranteed on these activities. This is where travel insurance comes in, giving you the assurance and softening the financial blow of bad surprises. In case of situations like flight delays, accidents, illness or lost baggage, you would do best to keep these documents as evidence to process your claims.

The bottom line is, even for the most well-prepared traveller, unforeseen circumstances crop up from time to time. Find out what risks you can minimise when you arm yourself with travel insurance.

To compare and find the most suitable travel insurance policies for you, go to www.gobear.com.sg.

Rebekah Lim

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5 Risks you don’t want to take when travelling

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